Products & Services

Investments and wealth management services include invested assets as well as other strategies as part of your well-rounded financial plan. We work with individuals, couples and families to manage their investments through the generations, always starting with your unique goals and objectives. As an independent advisory firm, we offer innovative asset and investment management services, with access to hundreds of strategies and a wide variety of products from multiple financial institutions that can provide you with an edge. The best part is, we focus on a protective approach to help safeguard your wealth.

A financial plan is customized to your unique circumstances, taking your current situation into account as well as your desired future, including your dreams for retirement. Designed to be comprehensive, it takes a broad look at your entire financial picture, encompassing your income, expenses, college savings accounts, retirement accounts, investments and more. Your plan includes provisions to help protect you from financial risks, as well as tax-advantaged estate planning and wealth transfer strategies. A living plan designed to update throughout the decades, reviews are ongoing as your life circumstances change.

What’s retirement, you ask? Well, it’s only your longest vacation ever! And the day comes before you realize it. Are you ready? Everything changes once you are no longer getting a paycheck—at that point you have to generate an income from your retirement savings. And keep in mind that if you have a large traditional 401(k) or IRA account, those savings will be subject to taxation whenever you take money out, as the IRS mandates that annual RMDs (required minimum distributions) currently begin at age 73. We help with retirement income planning, Social Security planning, RMDs, tax-saving strategies, and much more.

Insurance helps move financial risks away from you and over to insurance companies, and today’s policies offer multiple features. Life insurance can enhance your retirement planning and secure your financial legacy with tax-advantaged wealth transfer opportunities. Annuities can be leveraged as a retirement income asset to supplement Social Security, providing tax-advantaged potential growth and protection from market risk. New long-term care strategies can provide LTC funds if you need it, and other benefits if you don’t. We can also help you with Medicare plans aligned with your health needs and budget.